I just got a new job but it is paying less than what I was making when my Chapter 13 was filed. Can you lower my Trustee or mortgage payment because I am making less money?

Unfortunately, it is very rare that the Court will allow the reduction of the Trustee payment after confirmation (or approval) of the case. I proposed at the outset of your case the lowest Trustee payment authorized by law. For that reason, it is difficult to lower a Trustee payment after filing unless you are is prepared to make the difficult decision of surrendering a home or vehicle. While lowering the Trustee payment is difficult, the Court will generally allow you several months to find new employment if you fall behind in your Trustee payment. Finally, a mortgage payment cannot be lowered unless you qualify for a loan modification or refinancing.