I have filed a Chapter 13. Am I eligible for a loan modification?

You may seek a loan modification after the filing of your Chapter 13. Your mortgage lender will, however, want my signature to allow it to talk to you about a loan modification. Please provide the name of your lender and a fax number at which I will provide permission to explore a loan mod. Thereafter, all communications regarding a loan mod will take place directly between you and your mortgage lender. However, if a final loan modification is offered, the Bankruptcy Court must approve the terms of a loan mod before signing.